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Your New Year's Resolution: Save More Money
5 Steps to Help You Achieve Your Goal
By Gregory Thomas
Before you purchase ANYTHING, ask yourself if you really, truly need to have it. Whenever you are tempted to buy something, ask yourself "Do I REALLY NEED this new item, or do I just WANT it?" You may be surprised to learn that some of the purchases you make, you simply WANT to have and can probably get by without (at least for now).
3. Put a Limit on Entertainment Costs
Who's to say that you need to spend $150 every time you have a night on the town? There are a number of activities that don't cost much like miniature golf, bowling, movies, picnics, camping, museums, scenic spots, local college sporting events, city parks, beaches/rivers/lakes, and the list goes on and on. Point is, be creative and have fun without spending all your hard-earned money. 4. Don't Let the Kids Have Free Money
How often do you find your children saying, "Mom/Dad, let me have a few bucks!" Many of us don't mind, or sometimes we are too busy at the time to put up an argument. Regardless, this will cut into your savings potential, and delay you from achieving your goal. Instead of just giving your children money, make them earn it. Teach them the value of money, and they will soon learn not to spend their money haphazardly since it does not "grow on trees."
5. Stash Your Savings in a Special Place